Additional Freezes

A specialized credit reporting agency that financial institutions use for account verification services. ChexSystems collects and reports data on checking account applications, openings, and closures, including reasons for account closures. Placing a security freeze with ChexSystems will help prevent criminals from opening bank accounts in your name for illegal activity.

Considered a specialty credit reporting agency governed by the Fair Credit Reporting Act (FCRA), LexisNexis Risk Solutions is a specialized data and analytics company used by businesses, insurance carriers, government agencies, and others to verify identities, assess risk, and help prevent fraud. The information collected by LexisNexis is used for decisions about loans, insurance policies, benefits, and other services. By requesting a Consumer Disclosure Report, you can review the information that LexisNexis has on file about you and place a security freeze to help protect your personal information from being used by criminals to open accounts or obtain services in your name.

Request your Consumer Disclosure Report

Visit the LexisNexis website or call 1‑800‑456‑6004 to request a copy of your report, review the data kept about you, and learn how to place a security freeze.

To request your free Consumer Disclosure Report, CLICK HERE.

A specialized credit reporting agency that telephone communication companies, household utility companies, and the TV industry use to get your credit reports and determine whether to provide these services to their applicants.*

For more information about getting your free annual credit report, disputing your report and freezing your report from NCTUE, CLICK HERE.

The Consumer Financial Protection Bureau (CFPB) maintains an annual list of consumer reporting companies. You can use the CFPB’s list (available HERE) to help you take advantage of your right to review the information in your consumer reports, and dispute possible inaccuracies with companies as needed.

Market areas in the CFPB list include nationwide consumer reporting companies, employment screening, tenant screening, check and bank screening, personal property insurance, medical, low-income and subprime, supplementary reports (combination of consumer reporting credit with data from public records and ID verification data), utilities, retail, and gaming.